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Here Are Some Advice For How To Give Your Mother A Health Gift This Mother's Day

Mother's Day is a unique opportunity to express our love and thanks to the most significant women in our lives. Why not offer your mother the gift of health this year instead of the customary presents like flowers or chocolates? The nicest present you can give your mother would be to take care of her health.

Here are some suggestions on how to celebrate Mother's Day by giving your mom the gift of good health.

Examine Current Health Insurance Plan: The first thing to do is to examine the current health insurance plan that your mother has. Verify the plan's features, exclusions, and coverage. It could be time to improve the plan if it is insufficient or does not cover certain medical issues. Choose a health insurance plan with a greater insured amount and comprehensive coverage.

Increase Sum Insured: If the present health insurance policy for your mother has a low sum insured, think about raising it.

“Your mother will be able to get better medical care without worrying about the expense if there is a greater insured amount. It is advised to choose a plan with a minimum amount insured of Rs. 5 lakh, advises AK Narayan, CEO of financial planning company AK Narayan Associates.

A terrific suggestion, but one that should be carefully considered, says Suresh Sadagopan, founder and owner of Ladder7 Financial Advisories. Increasing medical insurance coverage for one's mother.

“Due to age limits and probable health difficulties, it may not be feasible to take up a new policy or enhance the coverage if the mother is above 65. Making a contingency provision may assist in covering hospitalization and medical crises in such circumstances. A sum insured of Rs. 5 lakh is regarded as a respectable amount, and with incentives, it might reach Rs. 7.5 lakh, the expert continues.

Health insurance plan porting: If your mother's current health insurance coverage isn't sufficient for her medical requirements, you may want to think about moving it to a new insurer.

By using porting, you may change your health insurance company while keeping the advantages of your current plan. It is crucial to remember that porting can only be done when the insurance is renewed.

“You have the option of adding a super top-up to your current medical insurance coverage. According to Renu Maheshwari, chief executive officer and principle adviser of Finzscholarz Wealth Manager and a Sebi-registered investment advisor, your mother would benefit from a bigger medical insurance cover and be pleased that it will be easy on your pocketbook as well.

Add Critical Illness Cover: Including a critical illness cover in your mother's current health insurance policy is another method to offer her the gift of health. When a major disease like cancer, a stroke, or a heart attack is diagnosed, a critical illness plan offers a lump sum payout. Your mother may use this money to assist pay for the pricey care and medical attention needed for these ailments.

Attend Regular Health Exams: Encourage your mum to get yearly physicals. Regular health examinations may aid in the early detection of any medical disorders and stop them from becoming severe. Make sure your mother has frequent evaluations of her cholesterol, blood sugar, and blood pressure.

Starting a healthy lifestyle is important for maintaining excellent health. Encourage your mother to maintain a healthy weight, engage in regular exercise, and get adequate rest. A healthy lifestyle may keep your mother healthy and avoid a number of illnesses.

One of the nicest presents we can offer our loved ones is to take care of them, and taking care of our moms is especially meaningful.

Mother's Day offers us the ideal chance to express our gratitude for everything that our moms have done for us.

We can guarantee that people live contented and happy lives by taking good care of their health. It is our duty to bestow onto them the gift of health because a healthy mother is a happy mother. Let's start caring for our mothers' physical and emotional health as of this Mother's Day instead of merely limiting our affection to monetary goods.

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